Young Drivers Auto Insurance, Tips and Advice

Young drivers insurance tips

So, you've got your licence, you've got some wheels, you've got places to go. Now what you really need is a good insurance deal. Young drivers aged 17-21 are the highest risk category for auto accidents and this is reflected in higher auto insurance premiums.

But there are a number of ways you can reduce your premiums and still get good insurance cover for less.

Add an older named driver to your policy. Even if your dad or sister only occasionally driver your car, this can still help reduce the premiums for your auto insurance.

Be a safe driver. If you can build up a no-claims history then this will help in the long term.

Install safety features, such as a Thatcham approved alarm some insurance companies offer discount, as long as the device is professionally installed.

Resist the temptation to modify your car as many insurance companies charge more for modifications.

Find a secure parking location for your car, such as an off-road position or ideally in a garage.

Change the excess you are prepared to pay on any claim to reduce the premium on your auto insurance policy.

Take a Pass Plus course, it builds confidence and experience, and can also get you a cheaper insurance deal.

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Auto Accident Facts:There were an estimated 6,420,000 cars involved in accidents in the US in 2005. The cost of these accidents exceeds 230+ Billion dollars. There were about 2.9 million injury cases and 42,636 car accident deaths. An average of 115 persons die each day in motor vehicle crashes in the United States -- one every 13 minutes. According to the World Health Organization about 3000 people die in crashes each day worldwide.

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So it is very important you put up your auto insurance deals strong and straight.Young drivers should take note of this and take seriously.

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Even when you have the best auto insurance deal, the most important thing is to be very cearful, a little more than you ordinarily would have been.